Privacy Policy

Pocket Budget · Last updated: October 7, 2026

1. Who we are

This Privacy Policy explains how Pocket Budget Pty Ltd ("we", "us" or "our") collects, uses and shares personal information when you use Pocket Budget (the "Service"), available at https://pocketbudget.example.

We are the controller of your personal information. Our address is 1 Sample Lane, Sydney NSW 2000, Australia.

This policy applies to our website and to our mobile applications, including any versions distributed through the Apple App Store and Google Play.

2. Information we collect

We collect the following categories of personal information:

• Identifiers — for example user ID, IP address, advertising ID.
• Contact details — for example name, email address.
• Account information — for example login credentials, profile settings.
• Payment and transaction data — for example billing address, purchase history, last four digits of your card.
• Usage data — for example pages and features used, clicks, session duration.
• Device and technical data — for example browser type, operating system, device model, language.
• Content you provide — for example files, text and other material you submit.
• Diagnostics — for example crash logs, error reports, performance data.

We collect this information directly from you, automatically when you use the Service, and from the service providers listed below.

3. How we use your information

We use your information for the purposes below. If you are in the European Economic Area (EEA) or the United Kingdom, we rely on the legal bases listed for each purpose.

Where we rely on consent, you can withdraw it at any time without affecting processing that happened before.

4. Service providers we share data with

We use trusted third-party service providers to operate the Service. They process personal information on our behalf and under our instructions, unless stated otherwise below.

• Hosting & infrastructure: Firebase
• Payments: RevenueCat
• Analytics: Plausible
• Advertising & attribution: Meta Pixel & SDK
• Error monitoring: Firebase Crashlytics

Details of each provider:

• Firebase (Google LLC, United States) — provides our backend database, authentication and file storage, hosted in the European Union. See Firebase's privacy policy. Used only in our app.
• Firebase Crashlytics (Google LLC, United States) — collects crash reports from our apps, including device state, operating system version and an installation identifier, so we can fix stability issues. See Firebase Crashlytics's privacy policy. Used only in our app.
• Meta Pixel & SDK (Meta Platforms Ireland Ltd. / Meta Platforms, Inc., Ireland / United States) — helps us measure the effectiveness of our ads and show ads to people who may be interested in the Service. It collects identifiers, device information and the actions you take (such as signing up). For data collected through the Meta Pixel on our website, we and Meta Platforms Ireland are joint controllers for the collection and transmission of that data. See Meta Pixel & SDK's privacy policy.
• Plausible (Plausible Insights OÜ, Estonia) — provides aggregate website statistics without cookies. It does not collect or store personal data such as IP addresses, and visitors cannot be identified or tracked across sites. See Plausible's privacy policy. Used only on our website.
• RevenueCat (RevenueCat, Inc., United States) — manages our in-app subscriptions. It receives an app-specific user ID, purchase receipts and subscription status from the App Store and Google Play. RevenueCat does not receive your payment card details. See RevenueCat's privacy policy. Used only in our app.

We may also disclose information to professional advisers, to a buyer or successor in a merger or acquisition, or where required by law or to protect our rights and the safety of our users.

5. Cookies and similar technologies

We use cookies and similar technologies on our website. For details, including how to manage your preferences, see our Cookie Policy.

Our mobile apps use software development kits (SDKs) from some of the providers listed above, which may collect device identifiers and usage data in a similar way to cookies.

6. Mobile app permissions and tracking

Our app may ask for access to the following device features. We only access them after you grant permission, and you can change this at any time in your device settings:

• Notifications — to send you alerts and reminders
• Camera — to let you take photos or scan within the app

On iOS, we will only track you across apps and websites owned by other companies, or access your device's advertising identifier for that purpose, if you allow it through Apple's App Tracking Transparency prompt. On Android, you can reset or delete your advertising ID in your device settings.

You can delete your account and associated data from within the app settings, or by contacting us at privacy@pocketbudget.example. Some information may be retained where we are legally required to keep it.

7. International data transfers

Some of our service providers process personal information outside the EEA and the United Kingdom:

• Firebase Crashlytics — United States
• Meta Pixel & SDK — United States
• RevenueCat — United States

Where personal information is transferred to a country that has not been found to provide an adequate level of protection, we rely on appropriate safeguards, such as the European Commission's Standard Contractual Clauses (and the UK Addendum), or the EU-U.S. Data Privacy Framework where the recipient is certified. You can ask us for a copy of these safeguards.

8. How long we keep your information

We keep personal information only for as long as needed for the purposes described in this policy. In general:

• Account information is kept while your account is active and deleted within 30 days after you close it.
• Transaction records are kept for as long as required by tax and accounting law (typically up to 7 years).
• Analytics and diagnostic data are kept in identifiable form for no longer than 26 months.
• Backups are overwritten on a rolling basis.

9. Security

We use appropriate technical and organisational measures to protect personal information, including encryption in transit, access controls and regular review of our providers' security practices. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

10. Your rights and choices

Depending on where you live, you may have the right to access, correct, delete or receive a copy of your personal information, and to object to or restrict certain processing. To make a request, contact us at privacy@pocketbudget.example. We will respond within the time required by applicable law and may need to verify your identity first.

EEA and UK residents. You have the rights of access, rectification, erasure, restriction, data portability and objection under the GDPR and UK GDPR, and the right to withdraw consent at any time. You also have the right to lodge a complaint with your local data protection authority.

11. Notice for United States residents

This section provides additional information for residents of California and other U.S. states with comprehensive privacy laws (including Colorado, Connecticut, Virginia, Texas and Oregon).

Categories collected. In the past 12 months we have collected the categories of personal information described in "Information we collect" above (identifiers, contact details, account information, payment and transaction data, usage data, device and technical data, content you provide, diagnostics), for the business purposes described in "How we use your information".

Your rights. You may have the right to know, access, correct and delete your personal information, and not to be discriminated against for exercising these rights. You may use an authorised agent to submit a request on your behalf.

Sale and sharing. We use advertising and attribution partners (Meta Pixel & SDK) that may collect identifiers, device data and usage data. Under some state laws this may be considered "selling" or "sharing" personal information for targeted advertising. You have the right to opt out by using the "Do Not Sell or Share My Personal Information" link on our website, through cookie settings, or by emailing privacy@pocketbudget.example. We honour Global Privacy Control (GPC) browser signals as a valid opt-out request. We do not knowingly sell or share the personal information of consumers under 16.

Sensitive information. We do not use or disclose sensitive personal information for purposes other than those permitted by law.

Appeals. If we decline your request, you may appeal by replying to our decision. If your appeal is denied, you may contact your state Attorney General.

12. Notice for residents of Australia

This section applies if you are in Australia. We handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

Anonymity. Where it is practical, you can deal with us without identifying yourself or by using a pseudonym, for example when asking a general question. Some features, such as an account, need your personal information to work.

Access and correction. You can ask to access the personal information we hold about you and to correct it. We will respond within a reasonable time, usually 30 days, and explain our reasons if we decline.

Overseas disclosure. We are likely to disclose personal information to recipients in countries in the European Economic Area and the United States, mainly our service providers. We take reasonable steps to ensure they handle it consistently with the APPs.

Complaints. Please contact us first at privacy@pocketbudget.example, and we will respond within 30 days. If you are not satisfied, you can complain to the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.

13. Children's privacy

The Service is not intended for children under 16, and we do not knowingly collect personal information from them. If you believe a child has provided us with personal information, please contact us and we will delete it.

14. Changes to this policy

We may update this policy from time to time. We will post the updated version with a new "Last updated" date and, if the changes are significant, notify you by email or through the Service.

15. Contact us

If you have questions about this policy or want to exercise your rights, contact us at:

Pocket Budget Pty Ltd
1 Sample Lane, Sydney NSW 2000, Australia
Email: privacy@pocketbudget.example