Pocket Budget · Last updated: October 7, 2026
These Terms of Use ("Terms") govern your access to and use of Pocket Budget (the "Service"), provided by Pocket Budget Pty Ltd ("we", "us" or "our"). By accessing or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
If you use the Service on behalf of an organisation, you confirm that you are authorised to accept these Terms on its behalf.
You must be at least 16 years old, and old enough to form a binding contract where you live, to use the Service.
You need an account to use some features. You agree to provide accurate information, keep your login credentials confidential, and tell us promptly at privacy@pocketbudget.example if you suspect unauthorised use. You are responsible for all activity under your account.
Some parts of the Service require payment. Prices and features are described at the point of purchase. Unless stated otherwise, fees are charged in advance, are non-refundable except where required by law, and exclude applicable taxes.
Subscriptions renew automatically at the end of each billing period at the then-current price until you cancel. You can cancel at any time and your access will continue until the end of the current period. We will give you reasonable advance notice of any price change, and you can cancel before it takes effect.
Right of withdrawal (EU/UK consumers). If you are a consumer in the EU or UK, you normally have 14 days to withdraw from a purchase. By requesting immediate access to digital content or services, you agree that the service starts during the withdrawal period and acknowledge that you lose your right of withdrawal once it has been fully performed.
You agree not to:
The Service, including its software, design and trademarks, is owned by Pocket Budget Pty Ltd or our licensors and is protected by law. We grant you a limited, non-exclusive, non-transferable, revocable licence to use the Service in accordance with these Terms. If you send us feedback, we may use it without any obligation to you.
The Service may link to or integrate with third-party services that we do not control. Your use of them is subject to their own terms and policies, and we are not responsible for them.
If you download our app from the Apple App Store or Google Play, you also agree to the terms of that store. For apps downloaded from the Apple App Store:
Purchases and subscriptions made in our mobile apps are processed by Apple or Google, and are subject to their payment terms. You must manage and cancel these subscriptions through your App Store or Google Play account settings, and refund requests are handled by the store.
You can stop using the Service at any time. We may suspend or terminate your access if you breach these Terms, if required by law, or if we discontinue the Service, and we will give you notice where reasonably possible. Sections that by their nature should survive termination will survive.
The Service is provided "as is" and "as available". To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. Nothing in these Terms affects rights you have as a consumer that cannot be limited by contract.
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential or punitive damages, or for loss of profits, data or goodwill. Our total liability for any claim relating to the Service is limited to the greater of the amount you paid us in the 12 months before the claim arose and 100 USD.
Nothing in these Terms limits liability for death or personal injury caused by negligence, for fraud, or for any other liability that cannot be limited by law.
You agree to indemnify and hold us harmless from claims, losses and expenses (including reasonable legal fees) arising from your breach of these Terms or misuse of the Service.
These Terms are governed by the laws of New South Wales, Australia, without regard to its conflict-of-law rules. The courts of New South Wales, Australia have exclusive jurisdiction over any dispute, except that consumers may also bring proceedings in the courts where they live and keep the protection of mandatory consumer laws of their country of residence.
Before starting formal proceedings, please contact us so we can try to resolve the issue informally.
We may change these Terms from time to time. If a change is material, we will give you reasonable notice before it takes effect. By continuing to use the Service after the change takes effect, you accept the updated Terms.
Pocket Budget Pty Ltd
1 Sample Lane, Sydney NSW 2000, Australia
Email: privacy@pocketbudget.example